Buying an apartment in Ireland involves three core stages: securing mortgage approval under Central Bank lending rules, budgeting for taxes and transaction costs such as stamp duty and legal fees, and completing the conveyancing process through a solicitor before registration with the Property Registration Authority. Most buyers begin by obtaining mortgage approval in principle, researching properties within their borrowing limit, and then progressing through offer, legal review, contract exchange, and closing. Understanding how Irish mortgage limits, property taxes, and legal procedures work can prevent delays, unexpected costs, and contract issues during the purchase.
Understanding the Irish Apartment Market
The apartment market in Ireland operates differently from detached or semi-detached housing because most apartments are sold as leasehold units within managed developments. Buyers purchase the apartment itself while sharing responsibility for common areas such as hallways, elevators, parking facilities, and building maintenance through an owners’ management company.
Most apartments are located in urban areas where housing demand is strongest. Cities such as Dublin, Cork, Galway, and Limerick have the largest concentration of apartment developments. In Dublin in particular, apartments form a major share of housing supply due to planning restrictions, urban density requirements, and high land prices.
From a buyer’s perspective, apartments can be attractive because they often have lower entry prices than houses in the same area. However, buyers must consider additional financial obligations that do not apply to standalone homes. These include annual management fees, building maintenance funds, and sometimes service charges for shared amenities.
Market conditions in Ireland have also been shaped by strict mortgage lending rules introduced after the financial crisis. These regulations limit how much banks can lend relative to a borrower’s income and property value. As a result, many apartment buyers—especially first-time buyers—must carefully plan their deposit and borrowing capacity before entering the market.
Another defining feature of the Irish property system is the legal conveyancing process. Property transactions typically take several weeks or months because solicitors must investigate the title, confirm planning compliance, review building management documentation, and ensure mortgage conditions are satisfied before contracts can close.
Understanding these structural factors is essential before starting the buying process. Apartment purchases involve more documentation and financial planning than many first-time buyers expect.
Who Can Buy an Apartment in Ireland?
There are no nationality restrictions on purchasing residential property in Ireland. Irish citizens, EU residents, and non-resident international buyers can legally buy apartments. However, financing options and tax obligations may differ depending on the buyer’s residency status.
Irish residents typically access the widest range of mortgage products because domestic lenders assess income stability, tax residency, and employment history within the Irish financial system. Non-resident buyers may still obtain financing, but banks often require larger deposits and stricter affordability assessments.
For most buyers, eligibility depends less on citizenship and more on financial readiness. Lenders evaluate income level, employment stability, existing debts, credit history, and deposit size before approving a mortgage. Buyers must also demonstrate the ability to cover additional transaction costs such as legal fees, valuation costs, and stamp duty.
First-time buyers form a significant portion of Ireland’s apartment market. Government support schemes occasionally assist these buyers, particularly when purchasing newly built homes. These schemes may provide tax rebates or equity support designed to bridge affordability gaps, although eligibility conditions vary depending on the program.
Investors and landlords can also purchase apartments in Ireland, but they face stricter mortgage lending limits. Banks generally require larger deposits for buy-to-let purchases and assess expected rental income before approving financing.
Regardless of buyer type, all property transactions must pass through the Irish conveyancing system. A qualified solicitor or conveyancer is responsible for investigating title ownership, verifying planning permissions, reviewing apartment management documentation, and ensuring the buyer receives clear legal ownership of the property.
In practical terms, this means buyers cannot simply sign a purchase agreement and complete the transaction immediately. Legal verification and mortgage approval must be finalised before ownership transfers.
Mortgage Rules in Ireland for Apartment Buyers
Mortgage lending is regulated by the Central Bank to limit excessive borrowing and reduce financial risk in the Irish housing market. These rules determine how much buyers can borrow relative to their income and the property’s value.
The two most important restrictions are the loan-to-income (LTI) limit and the loan-to-value (LTV) requirement.
Loan-to-Income Limits
Most home buyers in Ireland can borrow up to four times their gross annual income. For example, a household earning €70,000 per year may typically qualify for a mortgage of up to €280,000, assuming other financial conditions are satisfied.
This rule applies primarily to primary residence purchases. Banks may occasionally grant exemptions allowing slightly higher borrowing levels, but these are limited and typically reserved for buyers with strong financial profiles.
Deposit Requirements
Deposit requirements depend on whether the buyer is purchasing a primary residence or an investment property.
First-time buyers usually need a minimum deposit of 10% of the purchase price. For example, purchasing a €300,000 apartment requires at least €30,000 upfront before mortgage financing is considered.
Buy-to-let investors generally face stricter rules. Lenders commonly require deposits of around 30% for investment properties. This higher deposit reduces financial risk for the lender in case rental income declines or property prices fluctuate.
Mortgage Approval in Principle
Before viewing properties seriously, buyers typically apply for “approval in principle.” This is a preliminary mortgage assessment confirming how much a bank may be willing to lend based on the buyer’s financial profile.
Approval in principle is not a binding loan offer, but it helps buyers understand their price range and demonstrates to estate agents and sellers that financing is likely available.
To obtain approval in principle, lenders typically request documentation such as:
- Recent payslips and employment verification
- Bank statements showing savings and spending patterns
- Proof of deposit funds
- Tax records or income statements for self-employed buyers
- Identification and residency documentation
Lenders carefully review spending behaviour when assessing affordability. Regular savings history, low debt levels, and stable employment significantly improve the chances of mortgage approval.
Property Valuation and Final Loan Approval
Once a buyer agrees on a purchase price, the lender orders an independent property valuation. This confirms the market value of the apartment and ensures the mortgage amount complies with loan-to-value limits.
If the valuation supports the agreed purchase price and the buyer’s financial circumstances remain unchanged, the bank issues a formal loan offer. Only after this stage can the legal purchase process proceed toward signing contracts.
Understanding these mortgage rules is critical because they directly influence affordability, deposit planning, and the types of apartments buyers can realistically pursue in the Irish market.
Taxes When Buying an Apartment in Ireland
Buying an apartment in Ireland involves several taxes and government charges that apply during and after the purchase. While the mortgage deposit often receives the most attention, transaction taxes and ownership costs can add several thousand euros to the overall purchase budget.
The most important tax applied during the purchase is stamp duty. This is a government charge paid when ownership of the property is transferred to the buyer.
Stamp Duty on Residential Property
Stamp duty for residential property purchases in Ireland is calculated as a percentage of the property's purchase price. For most apartments bought for residential use, the rate is 1 per cent of the purchase price.
Although this percentage may appear modest, it still represents a meaningful upfront cost. For example, a €350,000 apartment would require €3,500 in stamp duty payable to the Revenue Commissioners.
This tax must be paid shortly after closing the purchase and is typically handled by the buyer’s solicitor during the conveyancing process.
Local Property Tax (LPT)
After buying an apartment, owners must pay Local Property Tax. This annual tax is based on the market value of the property and funds local government services.
Each property falls into a valuation band that determines the tax amount. The property owner is responsible for ensuring the property is correctly valued and for paying the tax each year.
When buying an apartment, the buyer’s solicitor will verify that any outstanding Local Property Tax from the previous owner has been paid before ownership transfers.
Tax Considerations for Investors
Buyers who intend to rent out the apartment face additional tax obligations. Rental income is considered taxable income in Ireland and must be declared to the tax authorities.
However, landlords can deduct certain allowable expenses when calculating taxable rental profits. These expenses may include mortgage interest, maintenance costs, management fees, insurance, and property management services.
Investors should also be aware that selling the property in the future may trigger Capital Gains Tax if the property has increased in value since purchase.
Understanding these tax obligations helps buyers calculate the real cost of ownership rather than focusing solely on the purchase price.
Legal Process for Buying an Apartment in Ireland
Property purchases in Ireland follow a structured legal procedure known as conveyancing. This process ensures the buyer receives valid ownership rights and that all legal obligations associated with the apartment are properly verified before the transaction is completed.
Unlike some countries where transactions close quickly, the Irish legal process typically takes several weeks because multiple checks must be completed before contracts can be finalised.
Step 1: Making an Offer
Once a buyer finds a suitable apartment, they submit an offer through the estate agent. If the seller accepts the offer, the property is usually marked as "sale agreed." At this stage, the agreement is not legally binding, and either party can withdraw.
Buyers should already have mortgage approval in principle before making an offer, as sellers typically prefer buyers with confirmed financing capacity.
Step 2: Appointing a Solicitor
After the offer is accepted, both buyer and seller instruct solicitors. The buyer’s solicitor handles legal checks, reviews contracts, and communicates with the lender during the transaction.
For apartment purchases, solicitors also review documentation from the building's owners’ management company. This includes service charge accounts, insurance coverage, and details about building maintenance responsibilities.
Step 3: Contract Review and Due Diligence
The seller’s solicitor prepares a contract for sale and sends it to the buyer’s solicitor along with the title documents.
The buyer’s solicitor then performs detailed legal checks, including:
- Confirming the seller has legal ownership
- Checking for mortgages or legal charges on the property
- Reviewing planning permissions and building compliance
- Verifying management company structure and service charges
- Ensuring Local Property Tax records are up to date
For apartments, this due diligence is particularly important because ownership also includes shared building responsibilities and financial commitments to the management company.
Step 4: Signing Contracts
Once all legal questions are resolved and mortgage approval is finalised, the buyer signs the contract and pays the contract deposit. This deposit is typically around 10 per cent of the purchase price, though part of it may already have been paid as a booking deposit.
After both parties sign the contracts, the agreement becomes legally binding.
Step 5: Closing the Sale
Before the closing date, the lender releases mortgage funds to the buyer’s solicitor. The solicitor transfers the remaining purchase funds to the seller’s solicitor, and the property ownership is formally transferred.
The buyer then receives the keys and becomes the legal owner of the apartment.
Finally, the buyer’s solicitor registers the property ownership with the Property Registration Authority of Ireland and pays the required stamp duty.
Additional Costs Apartment Buyers Should Budget For
The purchase price of an apartment represents only part of the total financial commitment involved in buying property in Ireland. Buyers must also prepare for a range of professional fees, taxes, and ongoing ownership expenses.
These additional costs can affect affordability calculations and should be considered early in the planning stage.
Legal Fees
Solicitors charge professional fees for managing the conveyancing process. These fees vary depending on property complexity but typically range between €1,500 and €3,000 plus VAT and outlays.
Outlays may include document searches, registration fees, and administrative costs required to complete the legal transaction.
Valuation and Survey Costs
Mortgage lenders require an independent valuation before approving a loan. The buyer usually pays for this valuation.
Some buyers also choose to commission a structural survey to assess the condition of the apartment and the overall building structure. While apartments often involve fewer structural concerns than houses, surveys can still identify maintenance risks or building management issues.
Management Company Fees
Apartment owners must contribute to the building’s owners’ management company. These annual service charges fund maintenance of shared areas such as hallways, roofs, lifts, landscaping, and building insurance.
Service charges vary widely depending on the size of the development and the services provided. Buyers should review management company accounts carefully to understand both current fees and any planned increases.
Mortgage-Related Costs
Some lenders charge arrangement fees, while buyers may also incur costs for mortgage protection insurance and home insurance policies required as part of the loan conditions.
Mortgage protection insurance ensures that the mortgage balance can be repaid if the borrower dies before the loan is fully paid.
When combined with deposit requirements and taxes, these additional costs can significantly increase the total funds needed to complete a purchase.
Common Mistakes Apartment Buyers Make in Ireland
Even experienced buyers can encounter challenges when purchasing apartments because apartment ownership involves both individual property rights and shared building responsibilities.
Understanding the most common mistakes can help buyers avoid delays, unexpected costs, and legal complications.
Underestimating Service Charges
Management company service charges are an ongoing financial obligation. Some buyers focus only on mortgage repayments and overlook these annual fees.
Before purchasing an apartment, buyers should review the management company's budget and reserve fund to understand long-term maintenance costs.
Skipping Detailed Legal Review
Apartment developments often involve complex ownership structures and legal agreements. Buyers who rush through the legal process without carefully reviewing documentation may overlook issues related to building insurance, lease conditions, or shared maintenance obligations.
A thorough review by an experienced property solicitor is essential.
Buying Without Mortgage Certainty
Submitting offers without mortgage approval in principle can delay transactions or cause sales to collapse if financing cannot be secured.
Sellers typically prefer buyers who have already completed preliminary mortgage assessments with their lender.
Ignoring Building Management Quality
The quality of the owners’ management company significantly affects long-term property value and maintenance standards. Poor management can lead to neglected repairs, rising service charges, or disputes among residents.
Reviewing financial statements and maintenance records provides insight into how well the building is managed.
Taxes When Buying an Apartment in Ireland
Buying an apartment in Ireland involves several taxes and government charges that apply during and after the purchase. While the mortgage deposit often receives the most attention, transaction taxes and ownership costs can add several thousand euros to the overall purchase budget.
The most important tax applied during the purchase is stamp duty. This is a government charge paid when ownership of the property is transferred to the buyer.
Stamp Duty on Residential Property
Stamp duty for residential property purchases in Ireland is calculated as a percentage of the property's purchase price. For most apartments bought for residential use, the rate is 1 per cent of the purchase price.
Although this percentage may appear modest, it still represents a meaningful upfront cost. For example, a €350,000 apartment would require €3,500 in stamp duty payable to the Revenue Commissioners.
This tax must be paid shortly after closing the purchase and is typically handled by the buyer’s solicitor during the conveyancing process.
Local Property Tax (LPT)
After buying an apartment, owners must pay Local Property Tax. This annual tax is based on the market value of the property and funds local government services.
Each property falls into a valuation band that determines the tax amount. The property owner is responsible for ensuring the property is correctly valued and for paying the tax each year.
When buying an apartment, the buyer’s solicitor will verify that any outstanding Local Property Tax from the previous owner has been paid before ownership transfers.
Tax Considerations for Investors
Buyers who intend to rent out the apartment face additional tax obligations. Rental income is considered taxable income in Ireland and must be declared to the tax authorities.
However, landlords can deduct certain allowable expenses when calculating taxable rental profits. These expenses may include mortgage interest, maintenance costs, management fees, insurance, and property management services.
Investors should also be aware that selling the property in the future may trigger Capital Gains Tax if the property has increased in value since purchase.
Understanding these tax obligations helps buyers calculate the real cost of ownership rather than focusing solely on the purchase price.
Legal Process for Buying an Apartment in Ireland
Property purchases in Ireland follow a structured legal procedure known as conveyancing. This process ensures the buyer receives valid ownership rights and that all legal obligations associated with the apartment are properly verified before the transaction is completed.
Unlike some countries where transactions close quickly, the Irish legal process typically takes several weeks because multiple checks must be completed before contracts can be finalised.
Step 1: Making an Offer
Once a buyer finds a suitable apartment, they submit an offer through the estate agent. If the seller accepts the offer, the property is usually marked as "sale agreed." At this stage, the agreement is not legally binding, and either party can withdraw.
Buyers should already have mortgage approval in principle before making an offer, as sellers typically prefer buyers with confirmed financing capacity.
Step 2: Appointing a Solicitor
After the offer is accepted, both buyer and seller instruct solicitors. The buyer’s solicitor handles legal checks, reviews contracts, and communicates with the lender during the transaction.
For apartment purchases, solicitors also review documentation from the building's owners’ management company. This includes service charge accounts, insurance coverage, and details about building maintenance responsibilities.
Step 3: Contract Review and Due Diligence
The seller’s solicitor prepares a contract for sale and sends it to the buyer’s solicitor along with the title documents.
The buyer’s solicitor then performs detailed legal checks, including:
- Confirming the seller has legal ownership
- Checking for mortgages or legal charges on the property
- Reviewing planning permissions and building compliance
- Verifying management company structure and service charges
- Ensuring Local Property Tax records are up to date
For apartments, this due diligence is particularly important because ownership also includes shared building responsibilities and financial commitments to the management company.
Step 4: Signing Contracts
Once all legal questions are resolved and mortgage approval is finalised, the buyer signs the contract and pays the contract deposit. This deposit is typically around 10 per cent of the purchase price, though part of it may already have been paid as a booking deposit.
After both parties sign the contracts, the agreement becomes legally binding.
Step 5: Closing the Sale
Before the closing date, the lender releases mortgage funds to the buyer’s solicitor. The solicitor transfers the remaining purchase funds to the seller’s solicitor, and the property ownership is formally transferred.
The buyer then receives the keys and becomes the legal owner of the apartment.
Finally, the buyer’s solicitor registers the property ownership with the Property Registration Authority of Ireland and pays the required stamp duty.
Additional Costs Apartment Buyers Should Budget For
The purchase price of an apartment represents only part of the total financial commitment involved in buying property in Ireland. Buyers must also prepare for a range of professional fees, taxes, and ongoing ownership expenses.
These additional costs can affect affordability calculations and should be considered early in the planning stage.
Legal Fees
Solicitors charge professional fees for managing the conveyancing process. These fees vary depending on property complexity but typically range between €1,500 and €3,000 plus VAT and outlays.
Outlays may include document searches, registration fees, and administrative costs required to complete the legal transaction.
Valuation and Survey Costs
Mortgage lenders require an independent valuation before approving a loan. The buyer usually pays for this valuation.
Some buyers also choose to commission a structural survey to assess the condition of the apartment and the overall building structure. While apartments often involve fewer structural concerns than houses, surveys can still identify maintenance risks or building management issues.
Management Company Fees
Apartment owners must contribute to the building’s owners’ management company. These annual service charges fund maintenance of shared areas such as hallways, roofs, lifts, landscaping, and building insurance.
Service charges vary widely depending on the size of the development and the services provided. Buyers should review management company accounts carefully to understand both current fees and any planned increases.
Mortgage-Related Costs
Some lenders charge arrangement fees, while buyers may also incur costs for mortgage protection insurance and home insurance policies required as part of the loan conditions.
Mortgage protection insurance ensures that the mortgage balance can be repaid if the borrower dies before the loan is fully paid.
When combined with deposit requirements and taxes, these additional costs can significantly increase the total funds needed to complete a purchase.
Common Mistakes Apartment Buyers Make in Ireland
Even experienced buyers can encounter challenges when purchasing apartments because apartment ownership involves both individual property rights and shared building responsibilities.
Understanding the most common mistakes can help buyers avoid delays, unexpected costs, and legal complications.
Underestimating Service Charges
Management company service charges are an ongoing financial obligation. Some buyers focus only on mortgage repayments and overlook these annual fees.
Before purchasing an apartment, buyers should review the management company's budget and reserve fund to understand long-term maintenance costs.
Skipping Detailed Legal Review
Apartment developments often involve complex ownership structures and legal agreements. Buyers who rush through the legal process without carefully reviewing documentation may overlook issues related to building insurance, lease conditions, or shared maintenance obligations.
A thorough review by an experienced property solicitor is essential.
Buying Without Mortgage Certainty
Submitting offers without mortgage approval in principle can delay transactions or cause sales to collapse if financing cannot be secured.
Sellers typically prefer buyers who have already completed preliminary mortgage assessments with their lender.
Ignoring Building Management Quality
The quality of the owners’ management company significantly affects long-term property value and maintenance standards. Poor management can lead to neglected repairs, rising service charges, or disputes among residents.
Reviewing financial statements and maintenance records provides insight into how well the building is managed.
Typical Timeline for Buying an Apartment in Ireland
The process of buying an apartment in Ireland usually takes several weeks to a few months, depending on financing approvals, legal checks, and the complexity of the property title. Unlike some housing markets where transactions close quickly, Irish conveyancing requires multiple verification steps before ownership can legally transfer.
The timeline typically begins with mortgage preparation. Buyers first secure approval in principle from a lender, confirming the maximum loan amount available based on income and financial history. This step allows buyers to search for apartments within a realistic price range.
Once a suitable apartment is found, the buyer submits an offer through the estate agent. If the seller accepts the offer, the property enters the “sale agreed” stage. Although this indicates a provisional agreement, the transaction is not yet legally binding.
The next stage involves appointing solicitors and beginning the conveyancing process. The seller’s solicitor prepares the contract for sale and provides title documentation to the buyer’s solicitor for review. The buyer’s solicitor then performs legal due diligence, which includes verifying ownership, reviewing planning permissions, and examining management company documentation.
Mortgage approval progresses simultaneously during this stage. The lender orders a valuation to confirm the property’s market value and ensure the mortgage amount complies with lending limits. Once the valuation and underwriting checks are complete, the bank issues a formal loan offer.
When both the legal checks and mortgage approval are finalised, the buyer signs the contract and pays the contract deposit. At this point, the transaction becomes legally binding, and a closing date is agreed upon.
On the closing date, mortgage funds are released to the buyer’s solicitor, the remaining purchase funds are transferred to the seller’s solicitor, and the keys are handed over to the buyer. The final step involves registering ownership with the Property Registration Authority and paying stamp duty to the tax authorities.
While timelines vary, many apartment purchases in Ireland take approximately six to twelve weeks from offer acceptance to completion when no major complications arise.
Due Diligence for Apartment Buildings and Management Companies
Apartment purchases require additional due diligence beyond standard property checks because buyers become part of a shared building structure managed by an owners’ management company. This organisation is responsible for maintaining communal areas, collecting service charges, and managing long-term maintenance planning.
Before completing a purchase, the buyer’s solicitor reviews management company documentation to assess the financial health and governance of the development. These documents provide insight into how well the building is managed and whether future costs may arise.
One of the most important documents is the service charge budget. This outlines annual maintenance costs and indicates how funds are allocated for cleaning, building insurance, security, lift maintenance, and repairs. Buyers should confirm whether the service charges appear adequate to maintain the property without creating financial strain on residents.
Another critical element is the sinking fund, sometimes referred to as a reserve fund. This fund is used for large-scale maintenance projects such as roof replacement, structural repairs, or major refurbishment work. A well-funded reserve reduces the risk that apartment owners will face sudden large financial contributions in the future.
Insurance coverage is also carefully reviewed during the legal process. The management company typically arranges building insurance covering structural elements of the property, while individual owners arrange insurance for internal contents.
Buyers should also review the rules governing apartment living within the development. These may include regulations related to renting the apartment, pet ownership, parking allocation, and use of shared facilities.
Conducting thorough due diligence on the building management structure helps buyers avoid future disputes, unexpected maintenance costs, and governance problems within the apartment complex.
Government Support for First-Time Apartment Buyers
First-time buyers purchasing apartments in Ireland may be eligible for government programs designed to improve housing affordability. These initiatives aim to support individuals and households who have the income to sustain mortgage repayments but struggle to accumulate sufficient deposits or meet property price levels in major cities.
One commonly used support program is the Help to Buy scheme. This initiative allows qualifying first-time buyers purchasing newly built homes to claim a tax rebate based on income tax and deposit requirements. The rebate helps reduce the effective deposit needed to secure a mortgage.
Another support option is the First Home Scheme, which provides a shared equity arrangement between the buyer and participating financial institutions or government entities. Under this model, the scheme contributes a portion of the purchase price in exchange for an equity share in the property.
These schemes are typically available only for newly built homes that fall within certain price limits. Buyers must also meet eligibility criteria related to income, mortgage approval, and residency status.
While these programs can significantly improve affordability for some households, buyers should review the long-term implications of equity participation or tax conditions before relying on them as part of their financing plan.
Consulting with mortgage advisors, financial planners, or solicitors can help clarify whether these programs align with the buyer’s financial situation and long-term housing goals.
Frequently Asked Questions
How much deposit do you need to buy an apartment in Ireland?
Most first-time buyers must provide a minimum deposit of 10 per cent of the property price. Investors and buy-to-let buyers typically need a larger deposit, often around 30 per cent, depending on lender requirements.
Can foreigners buy apartments in Ireland?
Yes. Ireland does not restrict property ownership based on nationality. International buyers can legally purchase apartments, although mortgage availability and deposit requirements may differ for non-resident applicants.
How long does it take to buy an apartment in Ireland?
The process typically takes between six and twelve weeks after an offer is accepted. The exact timeline depends on mortgage approval speed, legal documentation checks, and whether any title or planning issues arise during conveyancing.
Do apartment owners have to pay management fees?
Yes. Apartment owners contribute annual service charges to the owners’ management company responsible for maintaining shared areas such as hallways, elevators, and external building structures.
What taxes apply when buying an apartment in Ireland?
The primary tax during purchase is stamp duty, which is generally calculated as 1 per cent of the purchase price for residential property. Owners must also pay Local Property Tax annually based on the property's valuation band.
Key Takeaways
- Mortgage rules: Irish mortgage lending is regulated through loan-to-income and loan-to-value limits that determine borrowing capacity and minimum deposits.
- Taxes and costs: Buyers must budget for stamp duty, legal fees, valuation charges, and ongoing management company service charges.
- Legal conveyancing: All property purchases pass through a structured legal process where solicitors verify ownership, planning compliance, and financial obligations.
- Apartment due diligence: Reviewing management company finances and maintenance planning is essential before completing a purchase.
- First-time buyer support: Government programs may help eligible buyers reduce deposit requirements when purchasing newly built apartments.
References
- Central Bank of Ireland – Mortgage Lending Rules
- Revenue Commissioners – Stamp Duty on Residential Property
- Citizens Information Ireland – Buying a Home
- Property Registration Authority of Ireland – Conveyancing and Title Registration
- Housing Agency Ireland – First Home Scheme
